Mumbai is the capital of the Indian state of Maharashtra and the financial capital of India. With an estimated population of thirteen million, it is the most populous city in India and the most populous city in the world Along with the neighbouring suburbs of Navi Mumbai and Thane, it forms, at nineteen million, the world's fifth most populous metropolitan area. Mumbai lies on the west coast of India and has a deep natural harbour. Mumbai's port handles over half of India's maritime cargo. Mumbai was known as Bombay. Mumbai is the commercial and entertainment centre of India, generating 5% of India's GDP and accounting for 25% of industrial output, 40% of maritime trade, and 70% of capital transactions to India's economy. Mumbai is one of the world's top ten centres of commerce by global financial flow, home to such important financial institutions as the Reserve Bank of India, the Bombay Stock Exchange, the National Stock Exchange of India and the corporate headquarters of many Indian companies and numerous multinational corporations. The city also houses India's Hindi film and television industry, known as Bollywood. Mumbai's business opportunities, as well as its high standard of living, attract migrants from all over India and, in turn, make the city a potpourri of many communities and cultures.

Video Poker Slots

Video Poker Machine

Video Poker is a draw poker in slot machine form. Players Hold or Discard from five cards showing and get a second deal, or stand with a pat hand. It has become the most popular game of chance among casino players in the U.S. It seams that every machines has a different payout. Supposedly California Video Poker machines follow Nevada video poker rules.

There are important differences between Video Poker and Table Poker worth noting as follows:
1. In Video Poker the House is represented by a machine not a dealer and the video machine does not attempt to beat you.
2. You don’t have to figure out what the other player's hand could be like when playing against other players.
3. You cannot bluff.
4. You do not run the risk of being beaten by another player. If you have a strong hand, you win. In Table Poker, you could have a strong hand like three of a kind and lose to another player who has a better hand.
5. A good decision in Video Poker may be a bad one for Table Poker. What is advantageous to hold in Video Poker may prove disadvantageous in Table Poker and vice versa.

Based on classic Five Card Draw, Video Poker challenges players to build the best possible five-card hand. The player is dealt five cards and has the option of discarding any or all of the cards. New cards are dealt to replace the discards.

Payoffs are based on a scale, paying players for hands as low as a pair of tens or Jacks all the way up to a Royal Flush. Like slot machines, Video Poker machines are available in many denominations, with 25c and $1 machines being the most popular. Many casinos also offer progressive payoffs or bonuses for Royal Flushes or other special hands. Video Poker provides variety too, with versions ranging from 'Jacks or Better' to 'Deuces Wild' and 'Jokers Wild'.

Computer poker players are computer programs designed to play the game of poker against human opponents or other computer opponents. They are commonly referred to as pokerbots or just simply bots.

These bots or computer programs are used often in online poker situations as either legitimate opponents for humans players or a form of cheating. Whether or not the use of bot constitutes cheating is typically defined by the poker room that hosts the actual poker games. Most if not all card rooms forbid the use of bots although the level of enforcement from site operators varies considerably.

Player bots

The subject of player bots and computer assistance, while playing online poker, is very controversial. Player opinion is quite varied when it comes to deciding which types of computer software fall into the category unfair advantage. One of the primary factors in defining a bot is whether or not the computer program can interface with the poker client in other words, play by itself without the help of its human operator. Computer programs with this ability are said to have or be an auto player and are universally defined to be in the category of bots regardless of how well they play poker.

The issue of unfair advantage has much to do with what types of information and artificial intelligence are available to the computer program. In addition, bots can play for many hours at a time without human weaknesses such as fatigue and can endure the natural variances of the game without being influenced by human emotion or tilt. On the other hand, bots have some significant disadvantages - for example, it is very difficult for a bot to accurately read a bluff or adjust to the strategy of opponents the way humans can. In addition, bot operators have to beat the rake in addition to their opponents. For this reason, many bots can only be reasonably expected to generate a reliable profit at the lowest stakes.

House enforcement

While the terms and conditions of poker sites generally forbid the use of bots, the level of enforcement depends on the site operator. Some will aggressively seek out and ban bot users through the utilization of a variety of software tools. The poker client can be programmed to detect bots although this is controversial in its own right as it might be seen as tantamount to embedding spyware in the client software. Another method is to use CAPTCHAs at random intervals during play.

House bots

The subject of house bots is even more controversial due to the conflict of interest it potentially poses. By the strictest definition, a house bot is an automated player operated by the online poker room itself, although some would define more indirect examples for example, a player operating bots with the knowledge and consent of the operator as house bots as well. These type of bots would be the equivalent of brick and mortar shills.

In a brick and mortar casino a house player does not subvert the fairness of the game being offered as long as the house is dealing honestly. In an online setting, the same is also true. By definition, an honest online poker room, that chooses to operate house bots, would guarantee that the house bots did not have access to any information not also available to any other player in the hand the same would apply to any human shill as well. The problem is that in an online setting the house has no way to prove their bots are not receiving sensitive information from the card server. This is further exacerbated by the ease with which this can be accomplished in a digital environment without being detected. For the house to even prove they are not using any house players to begin with is essentially impossible - probably the only real way that could be done would be to disclose the confidential personal information of every player and that obviously cannot be done due to privacy considerations.

Punto Banco

Playing Baccarat

Baccarat or Punto Banco is usually played in a separate casino area. The playing table is about the size of a craps table with three casino dealers and up to 12 or 14 players. There are just two principal bets to make: banker or player - Banco or Punto, plus the rarely used Standoff. Some casinos let the players deal the cards in turn and others have a casino dealer to deal the cards.

Each player, including the player dealing, may bet on either Punto or Banco but it is customary for the dealer to bet on Banco. Players may opt not to deal, passing the 'Shoe' to the next player. The shoe remains with one player as long as the Bank wins. If Punto wins, the shoe passes on to the next player. Two hands are dealt and you bet which one will win, or that they will tie. It is just like betting on Black or Red at roulette, and the payoff is even money, 1:1 (except for the standoff, which pays 8-1 or 9-1). The only difference between the Banco and Punto bet is a win on Banco will cost you 5% commission or tax levied by the casino - the in-built advantage. The reason for taxing the Banco is because it has been established that over an 8-deck cards play on average the Banco will win three to four hands more than the Punto. Each hand consists of a minimum of two and a maximum of three cards. The person dealing will put two cards, face down, tucked under the shoe, and give the player with the largest bet on Punto the other two cards, face down. The Punto player then looks at the cards and gives them back to the player who is dealing. Then the player who is dealing will turn over the cards of both hands while one of the casino dealers will announce the results and the winner. If either hand has a total of 8 or 9 (nine is the highest), then it is called a 'Natural' and no more cards are dealt. If it is not a natural, then depending on the value of each hand the casino dealer may instruct the card dealer to deal a third card. The decision when to deal a third card follows precise set rules used by all casinos. Once dealing is completed, the hand with the highest count wins. The paying casino dealers will collect the losing bets first and then pay the winning ones. The player who actually deals the cards is not responsible for the payouts. He is just like any other player, playing against the casino.

Baccarat Rules

Baccarat is played from a six-deck or an eight-deck shoe. All face cards and 10s have no value. Cards less than 10 are counted at face value, Aces are worth 1. Suits don't matter. Only single digit values are valid. Any count that reaches a double digit drops the left digit. 15 is counted as 5 and 25 is also counted as 5. To start, the players bet either on Banco or Punto or Standoff. The card dealer gives two cards each; first to the player and then the banker. The object of the game is to bet on the hand that you think will have the highest total value. A third card may be dealt to either or both the player (Punto) and the bank (Banco) based on the following three-card-rules. It is not necessary to learn these rules to play, they are compulsory decisions and therefore automatic. Only on rare occasions a mistake is made: Player's third-card-rule

• If either the player or the bank have a total of 8 or 9 on the first two cards no further cards are drawn. The resulting hand is called a natural and the hand is over.
  
• If the player's total is less than or equal to 5 the player's hand draws a third card.
  
• If the player does not draw a third card, then the bank's hand stands on 6 or more and takes a third card on a total of 5 or less. If the player does take a third card then the Bank's third-card-rule below will determine if the bank takes a third card.
  

Bank's third-card-rules

• If the bank's total is 2 or less then bank draws a card, regardless of what the players third card is.
  
• If the banks total is 3 then the bank draws a third card unless the players third card was an 8.
  
• If the banks total is 4 then the bank draws a third card unless the players third card was a 0, 1, 8, or 9.
  
• If the banks total is 5 then the bank draws a third card if the players third card was 4, 5, 6, or 7.
  
• If the banks total is 6 then the bank draws a third card if the players third card was a 6 or 7.
  
• If the banks total is 7 then the bank stands.
  

House advantage
Banker (Banco) 1.17%
Player (Punto) 1.36%
Tie (Standoff) 14.12% at 8:1 payout